Services
Solve the biggest challenges in retail payments
We develop innovations at the intersection of retail and payments. Current projects focus on universal transaction‑linking to connect all transactions to the underlying payment account, regardless of channel or payment method.
Key merchant benefits:
- Frictionless loyalty
- GDPR‑compliant account linkage
- Stronger fraud prevention
- Complete customer spend visibility (even non-loyalty customers)
- Automatic loyalty recognition (no scanning or separate process)
About
Vision
Capabilities
Specialism
Exceptional retail payment experiences for all customers
Payment systems should minimise friction and provide cardholders and merchants with a unified view of transactions across all channels and payment methods.
Specialism
Capabilities
Specialism
Proven innovations for regulated environments
We solve the toughest challenges in retail and payments to deliver practical, compliant technologies that boost value. Proven results across Europe and the USA.
Capabilities
Capabilities
Capabilities
Led by a fintech expert
Founder Ben Jordan has delivered market‑ready technologies for corporates and fintechs. Experience in both merchant and payments ecosystems enables rapid problem definition and robust solution delivery.
Projects
Esso (France)
QStar (Sweden)
QStar (Sweden)
- Digital receipts
- Automated VAT and duty reporting
- Frictionless loyalty
QStar (Sweden)
QStar (Sweden)
QStar (Sweden)
- Enrol‑at‑POS
- Digital receipts
- Frictionless loyalty
Pressbyrån and 7-Eleven (Nordics and Baltics)
Global payment processor (Americas and Europe)
Global payment processor (Americas and Europe)
- Digital receipts
- Frictionless loyalty
Global payment processor (Americas and Europe)
Global payment processor (Americas and Europe)
Global payment processor (Americas and Europe)
- Cardholder authentication
- Fraud prevention